If you are a first home owner, you may be eligible for the $7000 First Home Owner's grant.  To qualify all borrowers must never have purchased a home before.  Also the home must be for residential not investment purposes.

Generally as a rule of thumb, first home owners must have 5% genuine savings saved over a 6 month period.  With today's high property prices, many first home owners find it difficult to get on the property ladder.  At Dr Mortgage however, we have access to some lenders who only require 2.5% savings over a 3 month period instead.  We also have access to 100% mortgages where no deposit is necessary at all although the interest rate can be somewhat higher.   

If you have been turned down before, come and see the Doctor, Dr Mortgage.