We specialize in helping people who are having credit difficulties. With our experience we can save you the time shopping around as we can quickly establish which lenders would be happy to lend to you with your current situation. Our service is free because we get paid by lenders for bringing them new business. Call us today on Freecall 1800 88 88 50 and one of our friendly mortgage consultants can help you.

Debt Consolidation

Rather than pay around 18% in credit card interest or expensive personal loans, it can make more sense to consolidate all your debt by refinancing to a cheaper lender. Quite regularly lenders offer promotions to entice borrowers away from their existing lenders.

If you want to consolidate more than 4 debts then we can still help you. We deal with lenders who have consolidated up to 25 debts! We are happy to talk about your needs and suggest alternatives to help save you money.

Arrears

If you have built up some arrears on you mortgage - you don't have to lose your home. Speak to us and we can help. With access to over 30 lenders we can arrange a new home loan that can help get your finances back on track.

With Dr Mortgage - You can get a mortgage !

You want to borrow for a new home but your credit history is less than perfect: don't worry, we can help. We are specialists in providing mortgages for customers with impaired credit. Whether you have had minor credit difficulties such as a not having paid a utility bill to more major credit issues such as defaults in payments or arrears, come and speak to us.

Even if you have been declined by a bank, give us a call. We have access to some lenders who are much more understanding. They can help you get the home that you have always dreamed off. We can also help to find mortgages if your are in the following situations:

Bankruptcy

We have a track record of successfully finding mortgages for customers who are pending bankruptcy or have been recently discharged from bankruptcy.

Divorce

Once a marriage breaks down, quite often the last thing on a couple’s mind is paying that utility or telephone bill. This can more often than not lead to one or both party’s receiving a bad credit record. While most high lenders will not entertain someone whose credit record has been tarnished, we have lenders who are much more understanding.